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Early Warning Services

Early Warning Services

Early Warning Services is a Scottsdale, Arizona-based company founded in 1990. They offer financial technology, risk management, identity and fraud detection services.

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Contents

earlywarning.com
earlywarning.com...ex.html
earlywarninginc.com
Is a
Investor
Investor
Venture capital firm
Venture capital firm
Company
Company
Organization
Organization

Company attributes

Industry
Know your customer (KYC)
Know your customer (KYC)
Fraud detection
Fraud detection
Technology
Technology
Finance
Finance
Internet fraud prevention
Internet fraud prevention
Sensor
Sensor
...
Location
United States
United States
Scottsdale, Arizona
Scottsdale, Arizona
CEO
Albert Ko
Albert Ko
Legal Name
Early Warning Services, LLC.
Parent Organization
Capital One
Capital One
Bank of America
Bank of America
Wells Fargo
Wells Fargo
JPMorgan Chase
JPMorgan Chase
U.S. Bancorp
U.S. Bancorp
Truist Financial
Truist Financial
PNC Bank
PNC Bank
Subsidiary
Zelle
Zelle
‌
ClearXchange
Legal classification
Limited liability company
Limited liability company
Email Address
marketing@earlywarning.com
Phone Number
+14804834610
Full Address
16552 N 90th St, Scottsdale, Arizona 85260, US
DUNS Number
926941402
Founded Date
1990
Glassdoor ID
346881
NAICS Code
334,290
CAGE Code
78TD6
Patents Assigned (Count)
84
Country
United States
United States

Venture Capital Firm attributes

Invested in
Payfone
Payfone

Other attributes

Company Operating Status
Active
Wikidata ID
Q30295146

Early Warning Services, LLC, is a financial technology company owned by seven banks. For almost three decades, their identity, authentication and payment solutions have been helping financial institutions to make confident decisions, enable payments and mitigate fraud. Today, Early Warning is best known as the owner and operator of the Zelle Network®, a financial services network focused on transforming payment experiences.

Early Warning is a limited liability company owned by Bank of America, BB&T, Capital One, JPMorgan Chase and Wells Fargo. Those financial institutions - as well as hundreds of others across the country - exchange information and knowledge to obtain a single view of fraud activity across the enterprise and manage fraud on a cross-institution basis.

History

Started in 1990 as a deposit risk management solution, Early Warning Services was a model to share data to mitigate deposit losses. During this decade, Early Warning Services launched their first check deposit and check payment validation products. From 2001 to 2005 Early Warning Services added account fraud detection services and fraud data sharing.

The Early Warning brand was unveiled along with identity risk solutions and real-time check deposit and account opening services between 2006 to 2009. In 2010 to 2012 they added high-risk transactions alerts to identity theft agencies and introduced asset verification services. Between 2013 to 2014 they added features to their mobile suite with near a dozen new releases. And between 2015 to 2018 they began to offer layered multi-factor authentication through a single integrated platform and introduced Zelle Network, their first real-time payments service.

Acquisitions
ClearXchange

In 2016, Early Warning Services acquired clearXchange, a digital payments network allowing users to send money to anyone with a United States bank account. As part of the acquisition, clearXchange became a subsidiary of Early Warning Services.

XOR Data Exchange

In November 2018, Early Warning Services acquired XOR Data Exchange, a leading data firm giving users transparency, accountability and control back to data owners.

Timeline

No Timeline data yet.

Funding Rounds

Products

Acquisitions

SBIR/STTR Awards

Associated Investment Funds

Accelerator Batches

Patents

Funding Rounds Participated In

Further Resources

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References

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