Cignifi is a company providing a credit and marketing analytics platform enabling telecom operators, retailers, lenders, and insurers to reach underserved customers who have limited or no credit histories using mobile phone usage data. It uses artificial intelligence-based big data modelling and analytic tools to identify, score, and underwire credit to middle- and low-income consumers who have been historically invisible to lenders.
Cignifi is working with mobile operators and financial partners in Brazil, Ghana, Mexico, Chile and elsewhere to help identify qualified leads, lower the costs of acquiring customers, and underwrite loans to consumers with no formal credit history.
Jonathan Hakim founded Ciginifi in 2010. Cignifi is headquartered in Cambridge, Massachusetts and has offices in São Paulo, Mexico City, and Accra, Ghana. Its investors include LeapFrog, Alex Goldberg, American Express Ventures, Carolina Dams, John Carlson, Omidyar Network, Rohit Bodas, and Thomas Varghese.
Founder and CEO
Cignifi and Equifax Partner to Bring Next-Generation Credit Scores to Unbanked Population in Latin America
March 30, 2016
Cignifi gets $1.5M for mobile phone-based credit scoring
November 16, 2012
Cignifi Inc. Completes Series B Funding Round Led by Omidyar Network
September 4, 2014
Cignifi White Paper