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US Patent 10089693 Fully autonomous vehicle insurance pricing

Patent 10089693 was granted and assigned to State Farm on October, 2018 by the United States Patent and Trademark Office.

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Contents

Is a
Patent
Patent
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Patent attributes

Patent Applicant
State Farm
State Farm
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Current Assignee
State Farm
State Farm
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Patent Jurisdiction
United States Patent and Trademark Office
United States Patent and Trademark Office
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Patent Number
100896930
Patent Inventor Names
Scott T. Christensen0
Blake Konrardy0
Gregory Hayward0
Scott Farris0
Date of Patent
October 2, 2018
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Patent Application Number
147132710
Date Filed
May 15, 2015
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Patent Citations Received
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US Patent 11288751 Autonomous vehicle operation feature monitoring and evaluation of effectiveness
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US Patent 11500377 Autonomous vehicle control assessment and selection
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US Patent 11949999 Systems and methods for gate-based vehicle image capture
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US Patent 11977874 Autonomous vehicle control assessment and selection
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US Patent 11995610 Systems and methods for obtaining incident information to reduce fraud
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US Patent 12013703 Systems and methods for evaluating autonomous vehicle software interactions for proposed trips
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US Patent 12104912 Coordinated autonomous vehicle automatic area scanning
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...
Patent Primary Examiner
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Bruce I Ebersman
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Patent abstract

Methods and systems for determining risk associated with operation of fully autonomous vehicles are provided. According to certain aspects, autonomous operation features associated with a vehicle may be determined, including types and version of sensors, control systems, and software. This information may be used to determine a risk profile reflecting risk levels for a plurality of features, which may be based upon test data regarding the features or actual loss data. Expected use levels may further be determined and used with the risk profile to determine a total risk level associated with operation of the vehicle by the autonomous operation features. The expected use levels may indicate expected vehicle use, as well as traffic, weather, or other conditions in which the vehicle is likely to operate. The total risk level may be used to determine or adjust aspects of an insurance policy associated with the vehicle.

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