Scream

SCREAM is a decentralized lending protocol for individuals and protocols to access deep liquidity within the Fantom network. The protocol is permissionless, transparent, and non-custodial.

SCREAM enables users to borrow and lend tokens directly on its platform with low fees due to the high scalability of the Fantom Network. With its quick speeds and low transaction costs, Fantom helps protocols offer the best possible user experience.

Mainly, by comparing what we offer with the near-zero interest rates you get on bank deposits. With SCREAM, you can earn significant yields on high-liquidity stablecoins that you may not earn with other financial tools.

We know users want to have peace of mind knowing they are protected from the underlying volatility of markets, so we offer the most liquid stablecoin markets on Fantom with competitive yield and incentives.

We would strongly recommend getting accustomed to our platform features in small doses before plunging into borrowing. Supplying crypto to SCREAM is the easiest and least risky way to earn APY. You also earn SCREAM as an additional incentive too. We’ll soon be releasing a beginners’ guide that will fully explain how to utilize our lending/borrowing markets.

Borrowing carries the highest-risk profile on our platform since it puts your collateral at risk from liquidations. Obviously, borrowing less and maintaining higher collateral amounts reduces the risk of liquidation.

I caught on early that Fantom did not have a major lending solution that attracted deep pockets of liquidity – and so SCREAM was born as an efficient protocol with orderly lending/borrowing markets.

I also wanted to create something symbolic, a bit absurd, and memeable: “Fantomizing” the motif of C.R.E.A.M. Finance and its aesthetic – transposing it into a minor key; into the tongue-in-cheek “spooky” standard that most project names on Fantom are known for.

Ironically, even though most think we are a fork of C.R.E.A.M. based on our borrowed aesthetic; our code is actually a fork of Compound v2, the safest and most auditable code for a lending platform on Ethereum.

I first started trading stocks in 2013 and shortly after that got into Bitcoin. I started as a bit of a degen, and it was only after the collapse of Mt.Gox that I started to read into the Whitepaper.

Fast forward into 2017, losing a lot of money along the way but passing my law degree, I decided to learn Solidity and developed some basic dApps and trading bots on Ethereum to take advantage of price movements.

After learning about Compound, Aave, and Yearn, I ended up falling in love with DeFi in 2020. I became really excited about the layering of DeFi applications and using different platforms to earn yield.

Seeing the promise of Fantom’s fast, high-throughput open-source smart contract platform got me seriously excited.

At the time, the dApp ecosystem was still starting up, but reading into the tech made the prospect of building on top of Fantom really promising. Once you begin to use it, you understand how the power of Fantom can be harnessed to build a highly scalable dApp ecosystem.

I felt a lending platform that could take advantage of this new technology would do really well. The opportunity called out to me.

For SCREAM, I decided to use my favorite UX designer, Sebastian, and we collaborated to build a soft-looking and pastely UI built around a clean, simple, and fun design aesthetic.