In 2005, James co-founded Progreso Financiero (later rebranded as Oportun) to make unsecured loans accessible to Hispanic families who may not have excellent credit scores or credit histories.Since its inception, Oportun has provided over $1.5 billion in loans to more than 500,000 borrowers in the US, and expanded to eighty five retail locations in California in Texas. James raised over $250 million to nurture Progreso Financiero of 2005 into Oportun of 2012.
James served on the Federal Reserve Board's Consumer Advisory Council and the Centennial Advisory Committee. He also serves as Co-Chair at the Silicon Valley Leadership Group.
James Gutierrez holds an MBA from Stanford’s Graduate School of Business, and a B.A. in Economics from Yale University.
CEO, Philanthropist, Social Entrepreneur
FinTech Entrepreneur James Gutierrez on Being Underbanked in America
FinTech Entrepreneur James Gutierrez On What's Next For Inclusive Finance - Mass News
December 23, 2020
Getting Started as a Social Entrepreneur
June 22, 2011
Insikt Introduces Lending As A Service For Brands
December 9, 2014
James Gutierrez - Entrepreneur
James Gutierrez - IMTC
November 9, 2020
James Gutierrez - Medium
James Gutierrez - PERC
James Gutierrez - Silicon Valley Leadership Group
James Gutierrez Finds Workable Solutions to Improve Low-Income Situations
Angela Scott-Briggs, TechBullion
April 5, 2021
James Gutierrez On Social Justice As Motivator for Professional Trajectory | Feedster
April 21, 2021
James Gutierrez On The Power Of Empathy In Inclusive Lending - News Feed
James Gutierrez Presents SEO Achievement Award to Kenneth Lin -
December 17, 2020
James Gutierrez: Anatomy of a Social Entrepreneur
April 14, 2021
Latest battle over California lending market: Should grocery stores offer large loans?
James Rufus Koren
July 12, 2018
Trying to Correct Banking's Racial Imbalance
June 30, 2020
Unconventional lender raises millions to help businesses offer loans
E. Scott Reckard
December 10, 2014
With capital, communities of color can lead our economic revival | TheHill
James Gutierrez and Antony Bugg-Levine, opinion contributors
June 3, 2020
Documentaries, videos and podcasts
Episode 1 - Sit Down Startup: Aura's James Gutierrez on empathy as secret sauce
October 5, 2020
Podcast 156: James Gutierrez of Insikt - Lend Academy
June 22, 2018
- Insikt, Inc.
- OportunFinancial institution aiming to provide loans to individuals with little to no credit at affordable rates.
- Silicon Valley Leadership Group
- Talent Inc.Talent Inc., is a group of companies that operates in the recruitment industry. The company was originally formed as a subsidiary, before control of the subsidiary was sold and the company became Talent Inc.