James Gutierrez

James Gutierrez

James Gutierrez is a CEO, Social Entrepreneur, FinTech enterpreneur and Philanthropist

James Gutierrez is an entrepreneur in the financial sector. His ambition is to provide individuals and families with the capital they need to achieve their goals. In 2005, James co-founded Progreso Financiero (later rebranded as Oportun) to make unsecured loans accessible to Hispanic families who may not have excellent credit scores or credit histories.

Since its inception, Oportun has provided over $1.5 billion in loans to more than 500,000 borrowers in the US. James raised over $250 million to nurture Progreso Financiero of 2005 into Oportun of 2012. Under his leadership, Oportun expanded to 85 retail locations in California and Texas, originating more than 200,000 loans per year.

James' endeavors led him to serve on the Federal Reserve Board's Consumer Advisory Council and the Centennial Advisory Committee. He also serves as Co-Chair at the Silicon Valley Leadership Group. Gutierrez speaks frequently at conferences about innovations in financial services. James drafted and helped institute laws to make safe, lower interest loans more accessible to qualifying families. His efforts earned him recognition by BusinessWeek and Goldman Sachs as one of America's top social entrepreneurs.

Before founding Progreso Financiero, James honed his financial proficiency at Morgan Stanley, Bain & Co., and in Europe alongside Martin Varsavsky (founder of Urban Capital, Medicorp Sciences, and Viatel). His earliest entrepreneurial endeavor was Magic Beanstalk, a recruiting company that helped connect college graduates with leading employers.

James Gutierrez is also the CEO of Insikt, a California-based venture capital fund that helps brands provide loans to customers. He also serves on the boards of Listo!, SEO-SF, the Silicon Valley Leadership Group, and Talent, Inc.

James enjoys networking with, teaching, and learning from fellow entrepreneurs. Partnering with Great Oaks Ventures, James has invested in forward-thinking companies including Jumpcut, OkCupid, StubHub, Symphony Commerce, Trulia, and Zimbio.

James Gutierrez holds an MBA from Stanford’s Graduate School of Business, and a B.A. in Economics from Yale University.

Timeline

People

Name
Role
LinkedIn

James Gutierrez

CEO, Philanthropist, Social Entrepreneur

https://www.linkedin.com/in/jamesgutierrez

Further reading

Title
Author
Link
Type
Date

Getting Started as a Social Entrepreneur

Susan Moran

Web

June 22, 2011

Insikt Introduces Lending As A Service For Brands

Jordan Crook

Web

December 9, 2014

James Gutierrez - Entrepreneur

Web

James Gutierrez - IMTC

Web

November 9, 2020

James Gutierrez - Silicon Valley Leadership Group

Web

Latest battle over California lending market: Should grocery stores offer large loans?

James Rufus Koren

Web

July 12, 2018

Trying to Correct Banking's Racial Imbalance

Ellen Rosen

Web

June 30, 2020

Unconventional lender raises millions to help businesses offer loans

E. Scott Reckard

Web

December 10, 2014

With capital, communities of color can lead our economic revival | TheHill

James Gutierrez and Antony Bugg-Levine, opinion contributors

Web

June 3, 2020

Documentaries, videos and podcasts

Title
Date
Link

Episode 1 - Sit Down Startup: Aura's James Gutierrez on empathy as secret sauce

October 5, 2020

Podcast 156: James Gutierrez of Insikt - Lend Academy

June 22, 2018

Companies

Company
CEO
Location
Products/Services

Insikt

Oportun

News

Title
Author
Date
Publisher
Description
Ellen Rosen
June 30, 2020
www.nytimes.com
Entrepreneurs are working on new business models to address income inequality and a resulting lack of access to the financial system for communities of color.

References

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