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James Gutierrez

James Gutierrez

James Gutierrez is co-founder and CEO of Insikt (Aura) and founder of Oportun.

James Gutierrez is a FinTech entrepreneur, philanthropist, founder of Opportun, and co-founder and CEO of Insikt (Aura)

In 2005, James co-founded Progreso Financiero (later rebranded as Oportun) to make unsecured loans accessible to Hispanic families who may not have excellent credit scores or credit histories.Since its inception, Oportun has provided over $1.5 billion in loans to more than 500,000 borrowers in the US, and expanded to eighty five retail locations in California in Texas. James raised over $250 million to nurture Progreso Financiero of 2005 into Oportun of 2012.

James served on the Federal Reserve Board's Consumer Advisory Council and the Centennial Advisory Committee. He also serves as Co-Chair at the Silicon Valley Leadership Group.

James Gutierrez holds an MBA from Stanford’s Graduate School of Business, and a B.A. in Economics from Yale University.

Timeline

People

Name
Role
LinkedIn

James Gutierrez

CEO, Philanthropist, Social Entrepreneur

https://www.linkedin.com/in/jamesgutierrez

Further reading

Title
Author
Link
Type
Date

FinTech Entrepreneur James Gutierrez On What's Next For Inclusive Finance - Mass News

Web

December 23, 2020

Getting Started as a Social Entrepreneur

Susan Moran

Web

June 22, 2011

Insikt Introduces Lending As A Service For Brands

Jordan Crook

Web

December 9, 2014

James Gutierrez - Entrepreneur

Web

James Gutierrez - IMTC

Web

November 9, 2020

James Gutierrez - Silicon Valley Leadership Group

Web

James Gutierrez Finds Workable Solutions to Improve Low-Income Situations

Angela Scott-Briggs, TechBullion

Web

April 5, 2021

James Gutierrez On Social Justice As Motivator for Professional Trajectory | Feedster

Web

April 21, 2021

James Gutierrez On The Power Of Empathy In Inclusive Lending - News Feed

Web

James Gutierrez Presents SEO Achievement Award to Kenneth Lin -

Web

December 17, 2020

James Gutierrez: Anatomy of a Social Entrepreneur

Web

April 14, 2021

Latest battle over California lending market: Should grocery stores offer large loans?

James Rufus Koren

Web

July 12, 2018

Trying to Correct Banking's Racial Imbalance

Ellen Rosen

Web

June 30, 2020

Unconventional lender raises millions to help businesses offer loans

E. Scott Reckard

Web

December 10, 2014

With capital, communities of color can lead our economic revival | TheHill

James Gutierrez and Antony Bugg-Levine, opinion contributors

Web

June 3, 2020

Documentaries, videos and podcasts

Title
Date
Link

Episode 1 - Sit Down Startup: Aura's James Gutierrez on empathy as secret sauce

October 5, 2020

Podcast 156: James Gutierrez of Insikt - Lend Academy

June 22, 2018

Companies

Company
CEO
Location
Products/Services

Insikt

Oportun

News

Title
Author
Date
Publisher
Description
Ellen Rosen
June 30, 2020
www.nytimes.com
Entrepreneurs are working on new business models to address income inequality and a resulting lack of access to the financial system for communities of color.

References

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