Early Warning Services is a Scottsdale, Arizona-based company founded in 1990. They offer financial technology, risk management, identity and fraud detection services.
Early Warning is a limited liability company owned by Bank of America, BB&T, Capital One, JPMorgan Chase and Wells Fargo. Those financial institutions - as well as hundreds of others across the country - exchange information and knowledge to obtain a single view of fraud activity across the enterprise and manage fraud on a cross-institution basis.
In November 2018, Early Warning Services acquired XOR Data Exchange, a leading data firm giving users transparency, accountability and control back to data owners.