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Established in 2007, 1st Merchant Funding is a leading Merchant Cash Advance provider. It has delivered more than $150 million in immediate working capital.
Rather than underwriting businesses by its owners' personal credit history, 1st Merchant Funding utilizes data aggregation and electronic payment receipts in conjunction with scoring models to evaluate the financial health of small businesses, and provide immediate working capital as quickly as two business days. 1st Merchant Funding has one of the industry's largest independent sales networks with over 2,900 independent sales agents marketing its cash advance products. 1st Merchant Funding is also the exclusive gatekeeper of PowerForce, the industry's leading disruptive financial technology platform.