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Cape Analytics is a California-based technology company with a product which produces instant images to the firms that protect and finance homes and businesses so that they can create accurate risk profiles and appropriate property assessments. The technology is meant to save insurance companies from sending a person out to complete the property assessment and avoid encountering potentially dangerous situations, such as examining roofs.
The company has products for insurance and reinsurance purposes. Within the insurance portion, the company offers quotes by utilizing data it has from its geospatial images. The images can show if any changes have been made to the property, thus affecting the insurance assessment. It also aids with underwriting, allowing for carriers to make accurate underwriting decisions.
Within the reinsurance portion of the company, clients can use Cape Analytics to add a secondary modifier to cedant portfolio data before assessment. This part of the company also utilizes the database that has been created via geospatial imaging of homes and businesses.
