US Patent 8151343 Method and system for providing authentication credentials

A method for authenticating a user, that includes receiving an account identifier from the user, obtaining a media prompt from an account based on the account identifier, presenting the user with the media prompt and a question prompt, wherein the question prompt references the media prompt, receiving input answering the question prompt, comparing the input with a valid response to determine whether the user is authentic, wherein the valid response requires personal knowledge of the media prompt and the question prompt, and authorizing the user to access a resource when the user is authentic.