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US Patent 12020322 Credit score goals and alerts systems and methods

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Contents

Is a
Patent
Patent
0

Patent attributes

Patent Jurisdiction
United States Patent and Trademark Office
United States Patent and Trademark Office
0
Patent Number
120203220
Patent Inventor Names
Melinda Nies0
Michelle Felice-Steele0
Jeremy Wasser0
Luke Giltner0
Date of Patent
June 25, 2024
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Patent Application Number
182969250
Date Filed
April 6, 2023
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Patent Citations
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US Patent 8261334 System for performing web authentication of a user by proxy
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US Patent 9183377 Unauthorized account monitoring system and method
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US Patent 9202200 Indices for credibility trending, monitoring, and lead generation
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US Patent 9225704 Unified management of third-party accounts
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US Patent 9230283 Card registry systems and methods
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US Patent 9256624 System, method and software for providing persistent entity identification and linking entity information in a data repository
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US Patent 9256904 Multi-bureau credit file freeze and unfreeze
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US Patent 9324080 Method and system of facilitating on-line shopping using a downloadable toolbar
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Patent Primary Examiner
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Bijendra K Shrestha
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CPC Code
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G06F 3/0482
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G06F 3/048
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G06F 3/0412
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G06Q 40/00
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G06F 3/01
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Patent abstract

Several credit score management user interfaces that may comprise a credit score thresholds user interface, a credit score alert settings user interface, and several credit score alert notification user interfaces, enable a consumer to set and/or adjust credit score goals and warnings, and credit score alert settings. The credit score threshold visual interface may present one or more credit score thresholds (for credit score goals and/or warnings) for the consumer on a line graph. The consumer may set and/or adjust the credit score thresholds based on touch input. The user interfaces may be updated automatically in real-time in response to the touch input. Alerts may be generated and provided to the consumer based on alert settings, changes to the consumer's credit information, the credit score thresholds, and/or macroeconomic events or factors.

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