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US Patent 8061592 Overdraft threshold analysis and decisioning

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Edits on 23 Oct, 2024
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edited on 23 Oct, 2024
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US Patent 12125008 Systems and methods for managing a financial account in a low-cash mode
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Edits on 27 Jun, 2024
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US Patent 12020223 Systems and methods for managing a financial account in a low-cash mode
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US Patent 12014339 Systems and methods for electronic database communications
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US Patent 11978029 Systems and methods for managing a financial account in a low-cash mode
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US Patent 11966893 Systems and methods for managing a financial account in a low-cash mode
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US Patent 11966892 Systems and methods for managing a financial account in a low-cash mode
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edited on 24 Apr, 2024
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US Patent 11966891 Systems and methods for managing a financial account in a low-cash mode
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Edits on 10 Apr, 2024
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US Patent 11954659 Systems and methods for integrating web platforms with mobile device operations
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Edits on 21 Mar, 2024
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edited on 21 Mar, 2024
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US Patent 11935019 Systems and methods for managing a financial account in a low-cash mode
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Edits on 14 Mar, 2024
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edited on 14 Mar, 2024
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US Patent 11928656 Systems and methods for electronic database communications
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edited on 14 Mar, 2024
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US Patent 11928655 Systems and methods for managing a financial account in a low-cash mode
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edited on 2 Mar, 2024
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US Patent 11915214 Systems and methods for managing a financial account in a low-cash mode
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Edits on 22 Feb, 2024
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edited on 22 Feb, 2024
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US Patent 11907919 Systems and methods for integrating web platforms with mobile device operations
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edited on 9 Feb, 2024
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US Patent 11893557 Systems and methods for managing a financial account in a low-cash mode
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edited on 9 Feb, 2024
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US Patent 11893556 Systems and methods for integrating web platforms with mobile device operations
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edited on 9 Feb, 2024
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US Patent 11893555 Systems and methods for electronic database communications
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Edits on 19 Jan, 2024
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edited on 19 Jan, 2024
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US Patent 11875320 Systems and methods for managing a financial account in a low-cash mode
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Edits on 12 Jan, 2024
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edited on 12 Jan, 2024
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US Patent 11868978 Systems and methods for managing a financial account in a low-cash mode
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Edits on 3 Jan, 2024
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edited on 3 Jan, 2024
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US Patent 11861574 Systems and methods for electronic database communications
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Edits on 28 Nov, 2023
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edited on 28 Nov, 2023
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Patent abstract

Systems and methods of providing for processing a banking transaction, such as a debit card transaction, with an overdraft threshold. If a transaction drives an associated account to a negative balance, the amount of the transaction may be compared to an overdraft threshold. If the amount of the transaction does not exceed the overdraft threshold, an overdraft fee may be waived.

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