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US Patent 11861574 Systems and methods for electronic database communications

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Contents

Patent abstractTimelineTable: Further ResourcesReferences
Is a
Patent
Patent
1

Patent attributes

Patent Jurisdiction
United States Patent and Trademark Office
United States Patent and Trademark Office
1
Patent Number
118615741
Patent Inventor Names
Todd Tkach1
Urich T. Bowers1
Jerry Scheller1
Mecal McDade1
Date of Patent
January 2, 2024
1
Patent Application Number
172022431
Date Filed
March 15, 2021
1
Patent Citations
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US Patent 8380618 Systems and methods for issuing credit for unused interest free grace periods
1
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US Patent 10984434 Systems and methods for determining and providing non-financial benefits on a subscription basis
1
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US Patent 10990980 Predicting capital needs
1
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US Patent 10992679 Access control tower
1
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US Patent 10997592 Mobile wallet account balance systems and methods
1
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US Patent 11037167 Payment vehicle with on and off function
1
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US Patent 11079919 Personal computing devices with improved graphical user interfaces
1
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US Patent 11144989 Customized graphical user interface for managing multiple user accounts
1
...
Patent Primary Examiner
‌
David P Sharvin
1
CPC Code
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G06Q 20/108
1
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G06Q 20/3221
1
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G06Q 20/3223
1
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G06Q 20/405
1
Patent abstract

A system for managing a financial account in a low cash mode. The system may include a memory storing instructions, and a processor configured to execute the instructions to perform operations. The operations may include providing an interface; providing a notification to a user when a balance in the first account is deemed to be in low cash mode; presenting, when the first account balance is deemed to be in low cash mode, an option for a transfer request; receiving, a selection of the option for the transfer request to connect the first account with a second account; transferring funds from the second account to the first account; notifying the user that funds have been transferred from the second account to the first account; and further notifying the user that the balance in the first account is greater than the threshold value.

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