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US Patent 7970698 Application processing and decision systems and processes

Patent 7970698 was granted and assigned to Equifax on June, 2011 by the United States Patent and Trademark Office.

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Is a
Patent
Patent
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Patent attributes

Current Assignee
Equifax
Equifax
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Patent Jurisdiction
United States Patent and Trademark Office
United States Patent and Trademark Office
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Patent Number
79706980
Patent Inventor Names
Sandeep Gupta0
Christian Hall0
Dennis Horton0
James Reid0
Lee Grice0
Scott Garten0
Shen Lu0
Sudhakar Reddy0
...
Date of Patent
June 28, 2011
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Patent Application Number
105469310
Date Filed
August 27, 2004
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Patent Citations Received
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US Patent 11941635 System and architecture for electronic fraud detection
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US Patent 11954731 System and method for generating a finance attribute from tradeline data
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US Patent 11954089 Database system for triggering event notifications based on updates to database records
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US Patent 11962681 Symmetric encryption for private smart contracts among multiple parties in a private peer-to-peer network
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US Patent 11681733 Massive scale heterogeneous data ingestion and user resolution
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US Patent 11978114 Report existence monitoring
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US Patent 12014416 Debt services candidate locator
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US Patent 12020322 Credit score goals and alerts systems and methods
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...
Patent Primary Examiner
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Hani Kazimi
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Patent abstract

The present invention relates to automated decisioning for a credit request associated with an applicant. Information associated with an applicant is received. Data associated with the applicant is received from at least one data source. A user interface is configured to allow a user to provide a definition of decision rules in a near-natural language. Information associated with the decision rules is determined based on the definition of the decision rules. A selection of rule flow information associated with the decision rules is received through the user computer interface. A decision is generated based on the information associated with the applicant, data associated with the applicant from the at least one data source, the information associated with the decision rules, and the selection of information associated with decision rules. The decision is displayed.

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