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US Patent 7801807 Computer implemented automated credit application analysis and decision routing system

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Patent abstractTimelineTable: Further ResourcesReferences
Is a
Patent
Patent

Patent attributes

Patent Jurisdiction
United States Patent and Trademark Office
United States Patent and Trademark Office
Patent Number
7801807
Date of Patent
September 21, 2010
Patent Application Number
10441534
Date Filed
May 20, 2003
Patent Citations Received
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US Patent 12020322 Credit score goals and alerts systems and methods
3
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US Patent 11962681 Symmetric encryption for private smart contracts among multiple parties in a private peer-to-peer network
4
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US Patent 11983787 Integration of workflow with digital ID
5
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US Patent 12014416 Debt services candidate locator
6
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US Patent 11665253 LifeScore
7
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US Patent 11681733 Massive scale heterogeneous data ingestion and user resolution
8
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US Patent 11694179 System and method for integrated application and provisioning
9
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US Patent 11704761 Integration of workflow with digital ID
10
Patent Primary Examiner
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Daniel S Felten
Patent abstract

A credit application and routing system includes a central processor having and executing a program. The system includes data input capabilities for selectively receiving credit application data from respective applicants at remote locations, and routing capabilities for selectively forwarding the credit application data to remote funding sources and selectively forwarding funding decision data from the funding sources to the respective applicants. The computer program includes routines for receiving a credit application from at least one remote application input and display device, for selectively forwarding a received credit application to at least one finding source, for receiving a finding decision from the at least one finding source, and for forwarding a received funding decision to the at least one remote application input and display device. The system can also obtain credit report data from credit bureaus, and analyze and summarize the credit report data. A computer readable storage medium has a substrate physically configured to represent the computer program which causes a computer to provide the credit application and routing system.

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