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US Patent 7567934 Credit card system and method

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Contents

Is a
Patent
Patent

Patent attributes

Patent Jurisdiction
United States Patent and Trademark Office
United States Patent and Trademark Office
Patent Number
7567934
Patent Inventor Names
Daniel I. Flitcroft0
Graham O'Donnell0
Date of Patent
July 28, 2009
Patent Application Number
10160178
Date Filed
June 4, 2002
Patent Citations Received
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US Patent 12137088 Browser integration with cryptogram
0
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US Patent 12067562 Secure remote transaction system using mobile devices
0
‌
US Patent 12086787 Integration of verification tokens with mobile communication devices
0
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US Patent 12112312 System and method for rapid activation and provisioning of an electronic payment device
0
‌
US Patent 12112316 Tokenization request via access device
0
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US Patent 12120117 Method and system for token provisioning and processing
0
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US Patent 11676138 Multi-network tokenization processing
0
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US Patent 11687939 Fraud prevention systems and methods for selectively generating virtual account numbers
0
...
Patent Primary Examiner
‌
Frantzy Poinvil
Patent abstract

A credit card system is provided which has the added feature of providing additional limited use credit card numbers and/or cards. These numbers and/or cards can be used for a single or limited use transaction, thereby reducing the potential for fraudulent reuse of these numbers and/or cards. The credit card system finds application to “card remote” transactions such as by phone or Internet. Additionally, when a single use or limited use credit card is used for “card present” transactions, so called “skimming” fraud is eliminated. Various other features enhance the credit card system, which will allow secure trade without the use of elaborate encryption techniques. Methods for limiting, distributing and using a limited use card number, controlling the validity of a limited use credit card number, conducting a limited use credit card number transaction and providing remote access devices for accessing a limited use credit card number are also provided.

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