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US Patent 12067562 Secure remote transaction system using mobile devices

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Contents

Patent abstractTimelineTable: Further ResourcesReferences
Is a
Patent
Patent
1

Patent attributes

Patent Jurisdiction
United States Patent and Trademark Office
United States Patent and Trademark Office
1
Patent Number
120675621
Patent Inventor Names
Srinivas Tadiparti1
Date of Patent
August 20, 2024
1
Patent Application Number
179541581
Date Filed
September 27, 2022
1
Patent Citations
‌
US Patent 8566168 Electronic payment using a proxy account number stored in a secure element
1
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US Patent 9280765 Multiple tokenization for authentication
1
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US Patent 9530137 Method and apparatus for secure access payment and identification
1
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US Patent 9646303 Secure remote payment transaction processing using a secure element
1
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US Patent 9680942 Data verification using access device
1
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US Patent 6879965 Method, system and computer readable medium for web site account and e-commerce management from a central location
1
‌
US Patent 6891953 Method and system for binding enhanced software features to a persona
1
‌
US Patent 6901387 Electronic purchasing method and apparatus for performing the same
1
...
Patent Primary Examiner
‌
Bruce I Ebersman
1
Patent abstract

Described herein is a secure system and methods for enabling a user to remotely generate a token to be used in a transaction. In the disclosure, the user may provide a mobile device identifier to a resource provider to complete a transaction. A service provider, upon receiving the mobile device identifier, may generate a message to be transmitted to a mobile device associated with that mobile device identifier that includes details of the transaction to be complete. Upon receiving the message, the user may be asked to elect a token service installed on the mobile device with which the transaction should be completed. This token service may be used to authenticate the user and subsequently generate or provide the requested token. The service provider computer may then use the generated token to complete the transaction.

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