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US Patent 11861618 Proximal distance and usage pattern access management

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Patent abstractTimelineTable: Further ResourcesReferences
Is a
Patent
Patent
1

Patent attributes

Patent Jurisdiction
United States Patent and Trademark Office
United States Patent and Trademark Office
1
Patent Number
118616181
Patent Inventor Names
Jeremy R. Fox1
Adam Lee Griffin1
Shikhar Kwatra1
Zachary A. Silverstein1
Date of Patent
January 2, 2024
1
Patent Application Number
170278821
Date Filed
September 22, 2020
1
Patent Citations
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US Patent 8386386 Phone usage pattern as credit card fraud detection trigger
1
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US Patent 9953323 Limiting e-card transactions based on lack of proximity to associated CE device
1
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US Patent 10390199 Mobile devices, methods, and computer program products for prioritizing data sets
1
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US Patent 10872345 Transaction cards and computer-based systems that provide fraud detection at POS devices based on analysis of feature sets and methods of use thereof
1
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US Patent 10785604 Multi-computer processing system for dynamically executing response actions based on movement data
1
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US Patent 11468472 Systems and methods for scalable, adaptive, real-time personalized offers generation
1
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US Patent 7567934 Credit card system and method
1
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US Patent 7705728 Selectively sending notifications when an object tracking device is outside a range of an anchor beacon
1
Patent Primary Examiner
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John W Hayes
1
Patent abstract

A method for proximal distance and usage pattern access management includes identifying a first trigger event based on a financial device profile indicating a first proximal distance threshold is exceeded for a first device relative to a second device, where the first device is capable of executing financial transactions. The method further includes querying one or more network devices in the vicinity of the first device to validate the first trigger event. The method further includes responsive to receiving a first validation of the first trigger event from at least one network device from the one or more network devices, applying a first temporal lock on the first device preventing future executions of financial transactions. The method further includes responsive to validating a user associated with the second device, updating the financial device profile based on at least on the first trigger event and a location for the trigger event.

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