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US Patent 11710188 Autonomous communication feature use and insurance pricing

OverviewStructured DataIssuesContributors

Contents

Is a
Patent
Patent
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Patent attributes

Patent Applicant
State Farm
State Farm
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Current Assignee
State Farm
State Farm
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Patent Jurisdiction
United States Patent and Trademark Office
United States Patent and Trademark Office
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Patent Number
117101880
Date of Patent
July 25, 2023
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Patent Application Number
170888060
Date Filed
November 4, 2020
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Patent Citations
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US Patent 7266532 Reconfigurable autonomous device networks
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US Patent 7290275 Security maturity assessment method
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US Patent 7302344 Driver adaptive collision warning system
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US Patent 7315233 Driver certifying system
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US Patent 7330124 Image capturing apparatus and monitoring apparatus for vehicle driver
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US Patent 7348882 Method and system for alerting a person to a situation
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US Patent 7349860 Insurance incentive program having a term of years for promoting the purchase or lease of an automobile
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US Patent 7356392 System and method for evaluating vehicle and operator performance
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...
Patent Primary Examiner
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Hai Tran
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CPC Code
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H04W 4/44
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H04W 4/90
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G06F 30/20
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G06V 20/597
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G06Q 40/08
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Methods and systems for determining risk associated with operation of autonomous vehicles using autonomous communication are provided. According to certain aspects, autonomous operation features associated with a vehicle may be determined, including features associated with autonomous communication between vehicles or with infrastructure. This information may be used to determine risk levels for a plurality of features, which may be based upon test data regarding the features or actual loss data. Expected use levels and autonomous communication levels may further be determined and used with the risk levels to determine a total risk level associated with operation of the vehicle. The autonomous communication levels may indicate the types of communications, the levels of communication with other vehicles or infrastructure, or the frequency of autonomous communication. The total risk level may be used to determine or adjust aspects of an insurance policy associated with the vehicle.

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