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US Patent 11416942 Using a distributed ledger to determine fault in subrogation

Patent 11416942 was granted and assigned to State Farm on August, 2022 by the United States Patent and Trademark Office.

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Is a
Patent
Patent
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Patent attributes

Patent Applicant
State Farm
State Farm
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Current Assignee
State Farm
State Farm
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Patent Jurisdiction
United States Patent and Trademark Office
United States Patent and Trademark Office
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Patent Number
114169420
Patent Inventor Names
Shawn M. Call0
Melinda Teresa Magerkurth0
Kim E. Flesher0
Jaime Skaggs0
Douglas A. Graff0
Anthony McCoy0
Wendy H. Clayton0
Travis Charles Runge0
...
Date of Patent
August 16, 2022
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Patent Application Number
159565780
Date Filed
April 18, 2018
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Patent Citations
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US Patent 10891694 Using vehicle mode for subrogation on a distributed ledger
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US Patent 10878512 Blockchain technology for storing electronic medical records to enable instant life insurance underwriting
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US Patent 10872381 Evidence oracles
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US Patent 10833843 Managing blockchain access
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US Patent 10805085 PKI-based user authentication for web services using blockchain
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US Patent 10796393 System for validating and appending incident-related data records in an inter-agency distributed electronic ledger
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US Patent 10726493 System and method for incentivizing driving characteristics by monitoring operational data and providing feedback
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US Patent 10719886 Accident fault determination for autonomous vehicles
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Patent Citations Received
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US Patent 12136084 Real-time monitoring of objects in blockchain networks
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US Patent 11558254 Configuration hash comparison
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US Patent 11570000 Blockchain-based method and device for processing driving data
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US Patent 11658985 Utilizing blockchains to implement named data networking
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US Patent 11769415 Methods and apparatus to validate data communicated by a vehicle
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US Patent 11792077 Configuration hash comparison
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US Patent 11861609 Method and system for exchange of value or tokens between blockchain networks
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US Patent 11909881 Digital asset management
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Patent Primary Examiner
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Jason Borlinghaus
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Systems and methods are disclosed with respect to using a blockchain for managing the subrogation claim process related to a vehicle accident, in particular, determining fault as part of the subrogation process. An exemplary embodiment may include receiving an electronic notification of a vehicle collision; receiving sensor data (such as telematics, image, audio, vehicle operational, or other sensor data) related to the vehicle collision; determining a percentage of fault of the vehicle collision for one or more vehicles, vehicle systems, and/or drivers based upon, at least in part, analysis of the sensor data collected; and creating a blockchain for the vehicle collision with one or more links to the sensor image data and an indication of the percentage of fault(s) determined to facilitate blockchain-based claim handling.

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