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US Patent 10210577 Electronic device data capture for property insurance quotes

Patent 10210577 was granted and assigned to State Farm on February, 2019 by the United States Patent and Trademark Office.

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Contents

Is a
Patent
Patent

Patent attributes

Patent Applicant
State Farm
State Farm
Current Assignee
State Farm
State Farm
Patent Jurisdiction
United States Patent and Trademark Office
United States Patent and Trademark Office
Patent Number
10210577
Date of Patent
February 19, 2019
Patent Application Number
14987062
Date Filed
January 4, 2016
Patent Citations Received
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US Patent 12086861 Systems and methods for commercial inventory mapping including a lidar-based virtual map
0
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US Patent 11475526 Multi-dimensional interaction with data stores related to tangible property
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US Patent 11488253 Systems and methods for determining personalized loss valuations for a loss event
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US Patent 11501133 Method of controlling for undesired factors in machine learning models
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US Patent 11989788 Systems and methods for light detection and ranging (LIDAR) based generation of a homeowners insurance quote
0
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US Patent 12014426 Method of controlling for undesired factors in machine learning models
0
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US Patent 11468515 Systems and methods for generating and updating a value of personal possessions of a user for insurance purposes
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US Patent 11538205 Augmented reality mathematics in learning platforms
...
Patent Primary Examiner
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Cho Kwong
Patent abstract

Systems and methods for capturing digital image data associated with a property for an insurance quote are described. According to certain aspects, a mobile device may enable a user to capture digital image data and/or a video stream and other information of house features and characteristics that may be used to determine insurability and estimated replacement cost of the property. The mobile device may enable the user to capture the information at the property location, which may eliminate the need for a manual assessment or characterization of home features by a homeowner. A back-end server may receive the data, analyze the data to generate an insurance quote (and/or insurance application) for the property, and transmit the insurance quote (and/or application) to the mobile device for presentation to the user. The mobile device may enable the user to select terms, deductibles, limits, and/or coverages, and ultimately approve a homeowner's insurance policy.

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