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US Patent 10102584 Streamlined property insurance application and renewal process

Patent 10102584 was granted and assigned to USAA on October, 2018 by the United States Patent and Trademark Office.

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Contents

Is a
Patent
Patent

Patent attributes

Current Assignee
USAA
USAA
Patent Jurisdiction
United States Patent and Trademark Office
United States Patent and Trademark Office
Patent Number
10102584
Patent Inventor Names
Michael J. Allen0
Spencer Read0
Kathleen L. Swain0
Mark Davis0
Ramsey Devereaux0
Date of Patent
October 16, 2018
Patent Application Number
14324748
Date Filed
July 7, 2014
Patent Citations Received
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US Patent 12086861 Systems and methods for commercial inventory mapping including a lidar-based virtual map
0
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US Patent 11488255 Apparatuses, systems and methods for mitigating property loss based on an event driven probable roof loss confidence score
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US Patent 11501133 Method of controlling for undesired factors in machine learning models
0
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US Patent 11508138 Systems and methods for a 3D home model for visualizing proposed changes to home
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US Patent 11508014 Structural characteristic extraction using drone-generated 3D image data
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US Patent 12014426 Method of controlling for undesired factors in machine learning models
0
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US Patent 12020330 Accident reconstruction implementing unmanned aerial vehicles (UAVs)
0
0
...
Patent Primary Examiner
‌
Bruce I Ebersman
Patent abstract

An insurance data gathering process contingent upon dynamically captured image and informatics sensor data. The captured image data may be used to facilitate rapid insurance-related decisions. In regards to a decision to be rendered for a property insurance policy, at least one image is retrieved associated with the property. One or more accounts associated with the insured are identified and one or more risks characteristics are identified regarding the insured. An aggregated dataset is provided from the at least one image, one or more accounts and risk characteristics associated with the insured. Predictive analysis is performed on the aggregated dataset to render a risk profile for the insured regarding an insurance policy for the property. A decision is rendered regarding the insured and the insurance policy based at least in-part upon the rendered risk profile.

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