Patent 9355392 was granted and assigned to BANK OF AMERICA CORPORATION on May, 2016 by the United States Patent and Trademark Office.
Embodiments of the invention are directed to systems, methods and computer program products for associating gift cards with accounts. An exemplary apparatus is configured to: receive information associated with a gift card; associate the gift card with the account; receive information associated with a transaction; determine the transaction qualifies for the gift card; and apply funds associated with the gift card to the transaction.