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US Patent 9286637 Adaptive and customizable account interface system and method

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Is a
Patent
Patent
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Patent attributes

Patent Jurisdiction
United States Patent and Trademark Office
United States Patent and Trademark Office
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Patent Number
92866370
Patent Inventor Names
Manning Field0
Marcia Keld0
Date of Patent
March 15, 2016
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Patent Application Number
140236610
Date Filed
September 11, 2013
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Patent Citations Received
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US Patent 12125008 Systems and methods for managing a financial account in a low-cash mode
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US Patent 11694523 Service messaging system and method for a transaction machine
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US Patent 11704639 Smart chaining
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US Patent 12026771 ATM customer messaging systems
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US Patent 12061917 Apparatuses, computer-implemented methods, and computer program products for displaying dynamic user interfaces to multiple users on the same interface
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Patent Primary Examiner
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Olusegun Goyea
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Patent abstract

The invention is directed to a method and system for providing an interface including modular customizable elements for implementation by a system user. The method and system have particular application for financial accounts, such as credit card accounts. The interface may adapt in response to user behaviors. However, the user may also customize features of the interface. Thus, a behavioral monitoring and analysis system is provided for monitoring account holder spending behaviors and analyzing the spending behaviors. Account holder customization tools may be presented to the account holders through a user interface, the account holder customization tools allowing account holders to modify a user interface display of account related parameters by inputting parameters into a computing system. An experience customization engine may be implemented by a processor for receiving input from both the behavioral monitoring and analysis system and the account holder customization tools.

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