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US Patent 9286618 Recognizing and combining redundant merchant designations in a transaction database

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Patent abstractTimelineTable: Further ResourcesReferences
Is a
Patent
Patent
1

Patent attributes

Patent Jurisdiction
United States Patent and Trademark Office
United States Patent and Trademark Office
1
Patent Number
92866181
Patent Inventor Names
Walter Francis Lo Faro1
Steve Oshry1
Anita Christine Galliani1
Gary Randall Horn1
Date of Patent
March 15, 2016
1
Patent Application Number
137910781
Date Filed
March 8, 2013
1
Patent Citations Received
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US Patent 12125039 Reducing false positives using customer data and machine learning
2
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US Patent 11687937 Reducing false positives using customer data and machine learning
3
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US Patent 11699158 Reducing false positive fraud alerts for online financial transactions
4
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US Patent 11978064 Identifying false positive geolocation-based fraud alerts
5
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US Patent 11989165 Server systems and methods for merchant data cleansing in payment network
6
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US Patent 11989740 Reducing false positives using customer feedback and machine learning
7
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US Patent 12026716 Document-based fraud detection
8
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US Patent 12073408 Detecting unauthorized online applications using machine learning
9
...
Patent Primary Examiner
‌
Fred I Ehichioya
1
Patent abstract

Determining whether two merchant location database entries are describing the same merchant location. A subject merchant location database entry and comparison candidate merchant location database entries include a DBA name field, a street address field, and one or more additional descriptive fields descriptive of one or more predetermined characteristics of the respective merchant location. The subject merchant location database entry is compared to a set populated with candidate merchant location database entries, candidates having a predetermined minimum textural similarity with the subject merchant location database entry on the basis of each entry's DBA name field or street address field. The subject merchant location database entry is compared with each of the candidate database entries on the basis of the one or more additional descriptive fields, and a logistic regression is performed using the results of the comparing, in order to calculate a probability that the database entries refer to the same merchant location.

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