Patent 8744956 was granted and assigned to Experian on June, 2014 by the United States Patent and Trademark Office.
Systems and methods disclosed enable a permitting party to share credit data and/or personal information with a receiving party, such as an individual with whom the permitting party has established a trusted connection. In some embodiments, the permitting party may define how much of the permitting party's personal information or other data is shared. In some embodiments, data sharing may be enabled, in part, by generating an identifier that may be provided to the receiving party in order to access the shared data.