Patent attributes
Authentication systems and methods for increasing the security of online account access and transactions by leveraging the use of customer equipment provided by VoIP service providers. A method includes registering a packet telephony device with a packet telephony service provider for subsequent packet telephony communication, where the registration is based at least on an encoded encryption key. On a subsequent request to access an account, instructions are transmitted which require physical access to the packet telephony device to perform. Upon receipt of an indication that the instructions were successfully performed, the request is authenticated and access to the account is granted. Authentication may require a secure connection be automatically established between a web-enabled device and a packet telephony device. The instant disclosure leverages the security in the customer equipment hardware such as a Terminal adaptor (TA) or router so that a compromised account may be recovered.
