A set-point monitoring system includes a controller for at least one piece of equipment operating at a set point and a monitor that communicates with the controller. At least one of the monitor and the controller receives a present value of the set point and compares the present value to a previous value or to a benchmark value. The monitor records the present value when the present value is different than the previous value. The monitor also determines a monetary cost based on the difference between the present value and the previous value or the difference between the present value and the benchmark value.