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US Patent 7591425 Method and system for securing a transaction

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Contents

Is a
Patent
Patent

Patent attributes

Patent Jurisdiction
United States Patent and Trademark Office
United States Patent and Trademark Office
Patent Number
7591425
Date of Patent
September 22, 2009
Patent Application Number
11460975
Date Filed
July 29, 2006
Patent Citations Received
0
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US Patent 11966805 Point of sale system
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US Patent 11983688 Controlling access to output device between two processors
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US Patent 12014238 Displaceable reader circuitry
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US Patent 11669842 Transaction chip incorporating a contact interface
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US Patent 11665817 Tamper detection based on flexible member connecting circuitry elements
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US Patent 11663368 Tamper detection based on removal of fastener from recess
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US Patent 11748739 Wireless communication system with auxiliary antenna
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Patent Primary Examiner
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Seung H Lee
Patent abstract

An autonomous and portable smartcard reader device incorporates a high level of embedded security countermeasures. Data transfers are encrypted with specific input devices, namely a light sensor/DTMF/infrared and PIN or other keyboard entry, and at the output through the use of a dual-tone encoder-decoder. The unit may be used alone or as a plug-in to another device such as a PDA, cell phone, or remote control. The reader may further be coupled to various biometric or plug-in devices to achieve at least five levels of authentication, namely, (1) the smartcard itself; (2) the smartcard reader; (2) the PIN; (3) private-key cryptography (PKI); and (5) the (optional) biometric device. These five levels account for an extremely strong authentication applicable to public networking on public/private computers, and even on TV (satellite, cable, DVD, CD AUDIO, software applications. Transactions including payments may be carried out without any risk of communication tampering, authentication misconduct or identity theft. In essence, the device is a closed box with communication ports. The emulation of the device is therefore extremely complex due to the fact that it involves PKI, hardware serialization for communication and software implementation, in conjunction with a specific hardware embodiment and service usage infrastructure component that returns a response necessary for each unique transaction link to an atomic time synchronization.

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