Is a
Patent attributes
Patent Jurisdiction
Patent Number
Patent Inventor Names
Clark S. Gilder0
Michael G. Lalonde0
Date of Patent
May 26, 2009
Patent Application Number
11870075
Date Filed
October 10, 2007
Patent Citations Received
...
Patent Primary Examiner
Patent abstract
Exemplary embodiments provide a digitally originated check (DOC) through an electronic payment system (EPS) which captures payor metadata instructions regarding the intended payment to a payee. The metadata may be stored in a database or the like for further processing instead of printing a paper check. An output of the metadata can be used to clear the DOC through either paper or electronic clearing mechanisms under Check 21.
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