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US Patent 12112313 Connected payment card systems and methods

OverviewStructured DataIssuesContributors

Contents

Is a
Patent
Patent
0

Patent attributes

Patent Jurisdiction
United States Patent and Trademark Office
United States Patent and Trademark Office
0
Patent Number
121123130
Patent Inventor Names
Kathy Barris Dideum0
Khyati Soparkar0
Cheryl Lynn Wong0
Peter Ho0
Timothy R. Edge0
James D. Crowell0
Brenda L. Yost0
Brian M. Pearce0
...
Date of Patent
October 8, 2024
0
Patent Application Number
181217170
Date Filed
March 15, 2023
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Patent Citations
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US Patent 10250453 System for supporting a multi-tenant data architecture
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US Patent 10359915 Portable terminal causing an image processing device to execute operations for image data
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US Patent 10373129 System, method and program product for generating and utilizing stable value digital assets
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US Patent 10402817 Relaxed fraud detection for transactions using virtual transaction cards
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US Patent 10402818 System, method, and apparatus for a dynamic transaction card
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US Patent 10417396 System and methods for provisioning and monitoring licensing of applications or extensions to applications on a multi-tenant platform
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US Patent 10423948 Automated third-party messaging
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US Patent 10438290 System, method and program product for generating and utilizing stable value digital assets
0
...
Patent Primary Examiner
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Edward J Baird
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CPC Code
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G06Q 20/3223
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G06F 3/0481
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G06F 3/0482
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G07F 17/3211
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G07F 17/3248
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G06Q 40/02
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G06Q 20/3672
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G06Q 20/36
0
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Patent abstract

Methods and systems of managing payment cards are disclosed. A financial institution computing system includes a token database storing a plurality of tokens and token information, a network interface circuit enabling the financial institution computing system to exchange information over a network; and a token management circuit. The token management circuit enables a graphical user interface on a customer device over the network that can be used to generate new token requests, re-provision token requests, and management requests. The management requests enable and disable tokens, such that transactions against a payment card account using an enabled token are completed, and transactions against the payment card account using a disabled token are denied.

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