Is a
Patent attributes
Patent Applicant
Current Assignee
Patent Jurisdiction
Patent Number
Patent Inventor Names
Surendran Surendran0
Kumudini Choyal0
Harish Tammaji Kulkarni0
Nhat Minh Nguyen0
Ra Uf Ridzuan Bin Ma Arof0
Date of Patent
September 17, 2024
0Patent Application Number
175543480
Date Filed
December 17, 2021
0Patent Citations
Patent Primary Examiner
Patent abstract
A system for multi-factor user authentication for payment card-based transactions are described. The multifactor authentication may be based on a one-time passcode/password (OTP) as sent by an authentication server. A user device may, based on receiving the OTP, send an authentication code. The authentication code may be generated/determined based on the OTP. The authentication code may be augmented biometric identifier (ID) of a user associated with the user device. The authentication server may validate a transaction based on the authentication code.
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