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US Patent 12026709 Systems and methods for card authorization

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Patent abstractTimelineTable: Further ResourcesReferences
Is a
Patent
Patent
1

Patent attributes

Patent Jurisdiction
United States Patent and Trademark Office
United States Patent and Trademark Office
1
Patent Number
120267091
Patent Inventor Names
Andrea Montealegre1
William Carroll1
Daniel John Marsch1
Sophie Bermudez1
Cruz Vargas1
Date of Patent
July 2, 2024
1
Patent Application Number
177299851
Date Filed
April 26, 2022
1
Patent Citations
‌
US Patent 8015592 System, method and apparatus for enabling transactions using a biometrically enabled programmable magnetic stripe
1
‌
US Patent 10438106 Smartcard
1
‌
US Patent 7278025 Secure biometric verification of identity
1
Patent Primary Examiner
‌
Bruce I Ebersman
1
CPC Code
‌
G06Q 20/341
1
Patent abstract

Example embodiments of systems, methods, and computer-accessible mediums for transaction authorization are provided. An exemplary system can comprise a card including an input device and a display device in data communication with a server. The server can generate an authorization passcode upon an initiation of a transaction session, and the card can receive an entered passcode through the input device, display the entered passcode on the display device, and transmit the entered passcode to the server for comparison to the authorization passcode. Upon a determination that the entered passcode is a match for the authorization passcode, the server can transmit a match notification indicating the transaction session is valid, and upon a determination that the entered passcode is a mismatch for the authorization passcode, the server can transmit a mismatch notification terminating the transaction session.

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