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US Patent 12003500 Token processing system and method

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Is a
Patent
Patent
0

Patent attributes

Patent Jurisdiction
United States Patent and Trademark Office
United States Patent and Trademark Office
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Patent Number
120035000
Date of Patent
June 4, 2024
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Patent Application Number
175417700
Date Filed
December 3, 2021
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Patent Citations
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US Patent 10607212 Secure remote payment transaction processing
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US Patent 9996835 Systems and methods for communicating token attributes associated with a token vault
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US Patent 10891610 Network token system
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US Patent 8296835 Over the air communication authentication using a service token
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US Patent 9972005 Cloud-based transactions methods and systems
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Patent Primary Examiner
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Eric W Shepperd
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CPC Code
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H04L 63/0876
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H04L 63/0884
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H04L 63/10
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H04L 2209/56
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H04L 9/3213
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H04L 63/0807
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Patent abstract

A method is disclosed and includes receiving, by a record server computer from a first processing network computer, a token, a device identifier associated with a user device, a session identifier associated with a registration request, and metadata about the token, and then receiving a metadata request from a second processing network computer in response to the second processing network computer receiving an authorization request message comprising the token, and the device identifier and/or the session identifier. The metadata request comprises at least the device identifier and/or the session identifier. The method also includes retrieving, by the record server computer, metadata associated with the metadata request, and providing the metadata to the second processing network computer. The second processing network computer processes the authorization request message using the token and the metadata.

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