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US Patent 12002036 Enhancing merchant databases using crowdsourced browser data

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Patent abstractTimelineTable: Further ResourcesReferences
Is a
Patent
Patent
1

Patent attributes

Patent Jurisdiction
United States Patent and Trademark Office
United States Patent and Trademark Office
1
Patent Number
120020361
Patent Inventor Names
Abdelkader M'Hamed Benkreira1
Michael Mossoba1
Joshua Edwards1
Date of Patent
June 4, 2024
1
Patent Application Number
178317661
Date Filed
June 3, 2022
1
Patent Citations
‌
US Patent 7653577 Validating e-commerce transactions
1
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US Patent 7818399 Methods of expanding commercial opportunities for internet websites through coordinated offsite marketing
1
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US Patent 7860755 Rating e-commerce transactions
1
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US Patent 8725597 Merchant scoring system and transactional database
1
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US Patent 8818882 Alias identity and reputation validation engine
1
‌
US Patent 9031877 Credit card fraud prevention system and method
1
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US Patent 9299076 Email spam and junk mail as a vendor reliability signal
1
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US Patent 10089665 Systems and methods for evaluating a credibility of a website in a remote financial transaction
1
...
Patent Primary Examiner
‌
Mohammad Z Shaikh
1
Patent abstract

Systems as described herein may enhance merchant databases using crowdsourced browser data. An electronic payment server may receive cache information associated with the first transaction from a browser extension. The electronic payment server may retrieve a transaction record for a second transaction in a transaction database, wherein the first transaction matches with the second transaction. The electronic payment server may update a merchant record in a private merchant database with a friendly merchant name based on the cache information. Upon determining that the merchant record in the private merchant database exceeds a threshold confidence level, the merchant record may be promoted to a trustworthy database, and the friendly merchant name may be presented to a user device.

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