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US Patent 11954197 Automated access data change detection

OverviewStructured DataIssuesContributors

Contents

Is a
Patent
Patent
0

Patent attributes

Patent Jurisdiction
United States Patent and Trademark Office
United States Patent and Trademark Office
0
Patent Number
119541970
Patent Inventor Names
Meredith Altenhofen0
Amy Alterman0
Robert Yost0
Date of Patent
April 9, 2024
0
Patent Application Number
183100370
Date Filed
May 1, 2023
0
Patent Citations
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US Patent 7966257 Real time account update
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US Patent 8095464 Recurring transaction processing
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US Patent 8255327 System and method for issuer originated payments for on-line banking bill payments
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US Patent 8290865 Push payment system and method including billing file exchange
0
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US Patent 8706622 Account holder demand account update
0
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US Patent 9547864 Methods and systems for updating expiry information of an account
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US Patent 9727858 Configurable payment tokens
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US Patent 10943217 Methods systems and articles of manufacture for modifying user interaction with online banking site
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...
Patent Primary Examiner
‌
Vu V Tran
0
CPC Code
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G06F 21/60
0
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G06F 2221/2141
0
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G06F 21/31
0
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G06F 21/45
0
Patent abstract

A user may conduct a plurality of access requests with a plurality of resource provider computers. A processor server computer may determine whether resource provider computers store access data associated with the user in various ways, including detecting patterns in sets of a plurality of access requests conducted between the user and each of the plurality of resource provider computers. Upon detecting that access data has changed, the processor server computer may automatically send the updated access data to each of the identified resource provider computer.

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