Patent 11949790 was granted and assigned to Bank of America on April, 2024 by the United States Patent and Trademark Office.
Embodiments of the present invention provide a system for secure communication of information that may be used to authorize communications or transfer of resources by use of an intelligent resource instrument with embedded tactile or audio feedback mechanism. The provided systems, methods, and computer program products are designed to select and generate stimulus information, simultaneously record EEG readings for a user, and use this information to verify user identity. Upon verification of user identity, the intelligent resource instrument may be activated for use in a resource transfer.