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US Patent 11947407 Database and file management for data validation and authentication

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Contents

Is a
Patent
Patent
0

Patent attributes

Patent Jurisdiction
United States Patent and Trademark Office
United States Patent and Trademark Office
0
Patent Number
119474070
Patent Inventor Names
Raghu Kurlagunda0
Ann Epstein0
David M. Wilson0
David F. Owens0
Kathleen W. Scanlon0
Rajasekhar Penugonda0
Date of Patent
April 2, 2024
0
Patent Application Number
181534930
Date Filed
January 12, 2023
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Patent Citations
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US Patent 7822690 Paperless process for mortgage closings and other applications
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US Patent 8626647 Electronic mortgage document certification
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US Patent 8234499 Adaptive authentication solution that rewards almost correct passwords and that simulates access for incorrect passwords
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US Patent 10572653 Computer-based systems configured for managing authentication challenge questions in a database and methods of use thereof
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US Patent 7428495 Object based workflow system and method
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US Patent 7747519 System and method for verifying loan data at delivery
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Patent Primary Examiner
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Christopher S McCarthy
0
Patent abstract

A computer system, method, and non-transitory computer-readable medium are provided. A request including unauthenticated data is created and securely transmitted to a remote device, metadata corresponding to the request is updated to indicate successful validation, a response file is validated, and a discrepancy is detected between the unauthenticated data and the authenticated data. Correction data is obtained, and a transaction based on the request and the correction data is executed. A second processor of the remote device verifies that an unauthorized user has not modified the authenticated data, generates a database table based on one or more fields of the authenticated data, extracts one or more predetermined data values from the authenticated data and the database table, and validates the unauthenticated data in the request based on comparing the one or more predetermined data values from the authenticated data and the database table to the unauthenticated data in the request.

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