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US Patent 11893568 Automated proximity fraud account lock systems and methods

Patent 11893568 was granted and assigned to United Services Automobile Association on February, 2024 by the United States Patent and Trademark Office.

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Is a
Patent
Patent
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Patent attributes

Patent Applicant
United Services Automobile Association
United Services Automobile Association
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Current Assignee
United Services Automobile Association
United Services Automobile Association
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Patent Jurisdiction
United States Patent and Trademark Office
United States Patent and Trademark Office
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Patent Number
118935680
Patent Inventor Names
David Alexander Lilley0
Andre Rene Buentello0
Date of Patent
February 6, 2024
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Patent Application Number
181676130
Date Filed
February 10, 2023
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Patent Citations
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US Patent 10304053 Shopping check-out with a payment card
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US Patent 11379829 Payment vehicle with on and off function
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US Patent 10395243 Merchant-specific shadow account numbers
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US Patent 9805365 Mobile device security using wearable security tokens
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US Patent 10026078 System and method for accessing multiple accounts
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US Patent 10204333 Location controls on payment card transactions
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US Patent 10206099 Geolocation-based two-factor authentication
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US Patent 10289999 System and method for secured account numbers in proximity devices
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Patent Primary Examiner
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Neha Patel
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Patent abstract

Methods and systems described in this disclosure for protecting one or more consumer accounts. In one implementation, the system includes a security device and a portable computing device. The portable computing device detects whether it is in proximity to the security device. When the portable computing device is in proximity to the security device, one or more consumer accounts associated with the portable computing device is permitted to be used in a transaction. When the portable computing device is not in proximity to the security device, one or more consumer accounts is prevented from being used in the transaction.

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