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US Patent 11784820 Systems and methods for cryptographic authentication of contactless cards

Patent 11784820 was granted and assigned to Capital One on October, 2023 by the United States Patent and Trademark Office.

OverviewStructured DataIssuesContributors

Contents

Is a
Patent
Patent

Patent attributes

Patent Applicant
Capital One
Capital One
Current Assignee
Capital One
Capital One
Patent Jurisdiction
United States Patent and Trademark Office
United States Patent and Trademark Office
Patent Number
11784820
Patent Inventor Names
Jeffrey Rule
Kevin Osborn
Srinivasa Chigurupati
Date of Patent
October 10, 2023
Patent Application Number
17005994
Date Filed
August 28, 2020
Patent Citations
‌
US Patent 7175076 Cash dispensing automated banking machine user interface system and method
‌
US Patent 7202773 Authentication information communication system and method, portable information processing device and program furnishing medium
‌
US Patent 7206806 Method and system for remote utilizing a mobile device to share data objects
‌
US Patent 7232073 Smart card with multiple applications
‌
US Patent 7246752 Magnetic stripe card with dynamic numbers
‌
US Patent 7254569 Intelligent autofill
‌
US Patent 7263507 Customer activated multi-value (CAM) card
‌
US Patent 7270276 Multi-application smartcard
...
Patent Primary Examiner
‌
Oleg Korsak
CPC Code
‌
H04L 9/3228
‌
H04L 9/0866
‌
H04L 9/3234
‌
H04L 9/3242
‌
H04L 9/14
Patent abstract

Example embodiments of systems and methods for data transmission in a contactless card are provided. The contactless card may include a processor, and a memory. The memory may contain a first applet, a second applet, and a plurality of keys. The first applet and the second applet may be stored within a shared security domain. The second applet may be configured to communicate with the first applet to perform one or more cryptographic services. The second applet may be configured to transmit one or more requests to the first applet to encode one or more payload strings based on the plurality of keys to perform the one or more cryptographic services. The first applet may be configured to perform the one or more cryptographic services on behalf of the second applet based on the one or more requests.

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