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US Patent 11783423 Connected home system with risk units

Patent 11783423 was granted and assigned to Allstate on October, 2023 by the United States Patent and Trademark Office.

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Contents

Is a
Patent
Patent

Patent attributes

Patent Applicant
Allstate
Allstate
Current Assignee
Allstate
Allstate
Patent Jurisdiction
United States Patent and Trademark Office
United States Patent and Trademark Office
Patent Number
11783423
Patent Inventor Names
Orlando E. Mercado
Laurie Pellouchoud
John Bradley Moats
Ralph Adam Benjamin Tyner
Jennifer L. Snyder
Peggy Klingel
Floyd M. Yager
Trent Bohacz
Date of Patent
October 10, 2023
Patent Application Number
16716090
Date Filed
December 16, 2019
Patent Citations
‌
US Patent 8280752 Usage-based insurance cost determination system and method
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US Patent 7917292 Systems and methods for flood risk assessment
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US Patent 7966203 Property insurance risk assessment using application data
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US Patent 8086523 Credit risk evaluation with responsibility factors
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US Patent 9715711 Autonomous vehicle insurance pricing and offering based upon accident risk
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US Patent 9773281 Accident detection and recovery
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US Patent 9811862 Determining risks related to activities on insured properties using informatic sensor data
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US Patent 9818158 Utilizing credit and informatic data for insurance underwriting purposes
...
Patent Primary Examiner
‌
Bruce I Ebersman
CPC Code
‌
G06Q 40/00
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G06Q 40/08
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G06Q 40/025
Patent abstract

Aspects of the disclosure generally relate to monitoring and/or sensing of one or more home devices from one or more homes. In particular, various aspects described herein relate to receiving data from one or more sensors associated with one or more home devices from one or more homes and using the data to determine insurance rates or premiums, discounts, incentives, and the like. Further, aspects of the disclosure relate to computer hardware and software. In particular, one or more aspects of the disclosure relate to the connected home or smart home market (i.e. connected devices and systems within or related to the home) which is rapidly evolving and growing.

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