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US Patent 11783343 Token aggregation for multi-party transactions

Patent 11783343 was granted and assigned to Visa on October, 2023 by the United States Patent and Trademark Office.

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Contents

Is a
Patent
Patent

Patent attributes

Patent Applicant
Visa
Visa
Current Assignee
Visa
Visa
Patent Jurisdiction
United States Patent and Trademark Office
United States Patent and Trademark Office
Patent Number
11783343
Patent Inventor Names
Kelvan Howard
Date of Patent
October 10, 2023
Patent Application Number
17351142
Date Filed
June 17, 2021
Patent Citations
‌
US Patent 7194437 Computer-based funds transfer system
‌
US Patent 7209561 System and method for generating encryption seed values
‌
US Patent 7264154 System and method for securing a credit account
‌
US Patent 7287692 System and method for securing transactions in a contact center environment
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US Patent 7292999 Online card present transaction
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US Patent 7350230 Wireless security module
‌
US Patent 7353382 Security framework and protocol for universal pervasive transactions
‌
US Patent 7379919 Method and system for conducting secure payments over a computer network
...
Patent Primary Examiner
‌
Namrata Boveja
Patent abstract

Described herein is a system for generating a master token to be associated with a set of tokens. In some embodiments, a number of tokens may be obtained by a communication device, which may be provided to a primary authorization computer. The primary authorization computer may generate a master token to be associated with each of those tokens. When the master token is used to complete a transaction, an authorization request may be received by the primary authorization computer that includes the master token. Upon receiving this, the primary authorization computer may obtain approval from a number of secondary authorization computers associated with the tokens, and may generate an authorization response based on those approvals.

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