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US Patent 11783326 Transaction authentication using network

Patent 11783326 was granted and assigned to Visa on October, 2023 by the United States Patent and Trademark Office.

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Contents

Is a
Patent
Patent

Patent attributes

Patent Applicant
Visa
Visa
Current Assignee
Visa
Visa
Patent Jurisdiction
United States Patent and Trademark Office
United States Patent and Trademark Office
Patent Number
11783326
Patent Inventor Names
Patrick Faith
Mark Carlson
Ayman Hammad
Date of Patent
October 10, 2023
Patent Application Number
17387912
Date Filed
July 28, 2021
Patent Citations
‌
US Patent 7143095 Method and system for implementing and managing an enterprise identity management for distributed security
‌
US Patent 7152788 System for managing risk of financial transactions with location information
‌
US Patent 7160189 Systems and methods for determining an outcome of a game on a gaming device based on a factor other than a random number
‌
US Patent 7225156 Persistent dynamic payment service
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US Patent 7231657 User authentication system and methods thereof
‌
US Patent 7243853 Method and system for facilitating memory and application management on a secured token
‌
US Patent 7248017 Portable contact-less power transfer devices and rechargeable batteries
‌
US Patent 7249093 Method of and system for making purchases over a computer network
...
Patent Primary Examiner
‌
Eric W. Stamber
Patent abstract

Systems and method for improved consumer and portable consumer device authentication are disclosed. Such systems and methods may include using dynamic verification values, challenge questions, and consumer notification as ways to prevent fraudulent transactions from being conducted.

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