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US Patent 11777934 Method and system for token provisioning and processing

Patent 11777934 was granted and assigned to Visa on October, 2023 by the United States Patent and Trademark Office.

OverviewStructured DataIssuesContributors

Contents

Is a
Patent
Patent

Patent attributes

Patent Applicant
Visa
Visa
Current Assignee
Visa
Visa
Patent Jurisdiction
United States Patent and Trademark Office
United States Patent and Trademark Office
Patent Number
11777934
Patent Inventor Names
David Petch
Ramesh Shankar
David William Wilson
Andrew Whitcombe
Katharina Fuhrmann
Stephanie Zachariae
Sayeed Mohammed
Neil Hilton
Date of Patent
October 3, 2023
Patent Application Number
17269935
Date Filed
August 22, 2019
Patent Citations
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US Patent 7194437 Computer-based funds transfer system
‌
US Patent 7209561 System and method for generating encryption seed values
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US Patent 7264154 System and method for securing a credit account
‌
US Patent 7287692 System and method for securing transactions in a contact center environment
‌
US Patent 7292999 Online card present transaction
‌
US Patent 7350230 Wireless security module
‌
US Patent 7353382 Security framework and protocol for universal pervasive transactions
‌
US Patent 7379919 Method and system for conducting secure payments over a computer network
...
Patent Primary Examiner
‌
Huan V Doan
CPC Code
‌
H04L 63/0884
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H04L 2209/56
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H04L 9/3213
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H04L 63/0807
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G06Q 20/3821
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G06Q 20/385
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G06Q 20/40
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G06F 21/33
Patent abstract

A method and system for provisioning credentials is disclosed. The method includes receiving, by a token provider computer, a token request message from a token requestor computer that comprises an initial access identifier. The token provider computer transmits the initial access identifier to a first authorization computer, and then the token provider computer receives an intermediate access identifier. The token provider computer then transmits a token activation request message to a second authorization computer based at least in part on the intermediate access identifier. The token provider computer then receives a token activation response message from the second authorization computer. The token provider computer then provides the token to the token requestor computer.

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