A cosmetic composition comprising a first composition comprising an inorganic heat generating agent that generates a heat by mixing with water; and a second composition comprising a cationic surfactant system comprising a mono-alkyl quaternized ammonium salt cationic surfactant, a high melting point fatty compound, and an aqueous carrier; wherein the ratio of the first composition to the second composition is from about 35:65 to 98:2; the difference in viscosities between the first and second composition is less than 3.5 Pa·s; the first and second compositions are kept separate from one another until dispensed; and the cosmetic composition when dispensed has a warming benefit.