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US Patent 11715097 Cloud-based virtual wallet NFC apparatuses, methods and systems

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Contents

TimelineTable: Further ResourcesReferences
Is a
Patent
Patent
1

Patent attributes

Patent Applicant
Visa
Visa
1
Current Assignee
Visa
Visa
1
Patent Jurisdiction
United States Patent and Trademark Office
United States Patent and Trademark Office
1
Patent Number
117150971
Date of Patent
August 1, 2023
1
Patent Application Number
170702671
Date Filed
October 14, 2020
1
Patent Citations
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US Patent 7194437 Computer-based funds transfer system
1
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US Patent 7209561 System and method for generating encryption seed values
1
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US Patent 7264154 System and method for securing a credit account
1
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US Patent 7287692 System and method for securing transactions in a contact center environment
1
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US Patent 7292999 Online card present transaction
1
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US Patent 7350230 Wireless security module
1
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US Patent 7353382 Security framework and protocol for universal pervasive transactions
1
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US Patent 7379919 Method and system for conducting secure payments over a computer network
1
...
Patent Primary Examiner
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Olusegun Goyea
1
CPC Code
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G06Q 20/405
1
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G06Q 20/20
1
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G06Q 20/3274
1
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G06Q 20/102
1
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G06Q 20/22
1
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G06Q 30/0609
1
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G06Q 30/06
1
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G06Q 20/351
1

The CLOUD-BASED VIRTUAL WALLET NFC APPARATUSES, METHODS AND SYSTEMS (“EAE”) transform user enhanced security transaction initiation requests using EAE components into time-limited, session-specific transaction bounding tokens. In some implementations, the disclosure provides a processor-implemented method of transforming a transaction bounding token request into transaction bounded tokens and purchase authorizations.

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