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US Patent 11687935 Systems and methods for validating an instrument

Patent 11687935 was granted and assigned to Capital One on June, 2023 by the United States Patent and Trademark Office.

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TimelineTable: Further ResourcesReferences
Is a
Patent
Patent
1

Patent attributes

Patent Applicant
Capital One
Capital One
1
Current Assignee
Capital One
Capital One
1
Patent Jurisdiction
United States Patent and Trademark Office
United States Patent and Trademark Office
1
Patent Number
116879351
Date of Patent
June 27, 2023
1
Patent Application Number
176581101
Date Filed
April 6, 2022
1
Patent Citations
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US Patent 11100476 Blockchain based bank checking network with paper checking enhancements
1
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US Patent 10134024 Check cashing with a mobile phone
1
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US Patent 10245875 Digitally encoded seal for document verification
1
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US Patent 10960684 Schemes to validate and protect secure documents
1
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US Patent 11222326 Systems and methods for validating customer interactions
1
Patent Citations Received
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2
Patent Primary Examiner
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Lindsay M Maguire
1
CPC Code
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G06Q 20/4015
1
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G06Q 20/4016
1
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G06Q 20/042
1
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G06Q 20/38215
1

Disclosed are methods and systems for validating instruments. For instance, a request to generate a cashier's check may be received from an application executing on a drawer's computing device. Request information may be stored within a data storage entry for the check, and a code to be printed on the check may be generated to include at least a portion of the request information. Instructions may be provided to a printing system to cause the check to be printed with the code, where the printed check is invalid. Instructions may be provided to the application and/or printing system to cause display of a prompt to facilitate a reading of the code to validate the check. When information within the code is read by and received from the printing system, the check may be validated, which triggers a transfer of funds from the drawer's account. Otherwise, the check may remain invalid.

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