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US Patent 11631073 Recommendation engine for bill splitting

Patent 11631073 was granted and assigned to Capital One on April, 2023 by the United States Patent and Trademark Office.

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Is a
Patent
Patent
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Patent attributes

Patent Applicant
Capital One
Capital One
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Current Assignee
Capital One
Capital One
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Patent Jurisdiction
United States Patent and Trademark Office
United States Patent and Trademark Office
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Patent Number
116310730
Patent Inventor Names
Lin Ni Lisa Cheng0
Angelina Wu0
Date of Patent
April 18, 2023
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Patent Application Number
169186180
Date Filed
July 1, 2020
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Patent Citations
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US Patent 10839060 Techniques for multi-voice speech recognition commands
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US Patent 10909582 Authentication circle shared expenses with extended family and friends
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US Patent 11132661 System and method for implementing distributed transactions for a group pay
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US Patent 10915881 Transaction account charge splitting
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US Patent 10002337 Method for collaborative shopping
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US Patent 10346824 Image recognition-based payment requests
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US Patent 10540646 Itemized receipts and digital payments system and methods
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US Patent 10636241 Contextual tapping engine
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...
Patent Primary Examiner
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William E Rankins
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Disclosed herein are system, method, and computer program product embodiments for providing recommendations for splitting bills. The approaches disclosed include the ability to obtain information about a bill to be split (such as a photo of the bill), and then use several machine learning models to determine the ‘who,’ ‘what,’ and ‘where’ of the underlying transaction. In particular, machine learning models described herein are used to perform facial recognition of a ‘selfie’ taken when a transaction was made against social media accounts to determine participants of the transaction. The machine learning models may also identify expected pricing from data about a merchant associated with the transaction, and expected amounts for each participant based on the expected pricing.

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