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US Patent 11587057 Distributed authenticity verification for consumer payment transactions

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Is a
Patent
Patent

Patent attributes

Patent Applicant
SCVNGR
SCVNGR
Current Assignee
SCVNGR
SCVNGR
Patent Jurisdiction
United States Patent and Trademark Office
United States Patent and Trademark Office
Patent Number
11587057
Date of Patent
February 21, 2023
Patent Application Number
16424281
Date Filed
May 28, 2019
Patent Primary Examiner
‌
Patrick McAtee
CPC Code
‌
G06Q 20/322
‌
G06Q 20/38215
‌
G06Q 20/385
‌
G06Q 20/40

Payment tokens designed for display on a consumer's mobile device include dynamic trust data (e.g., transaction history and/or token generation date) along with financial account information, enabling merchants to make an informed decision about whether to accept payment without communication with the central processing system, and also protecting the consumer's account information from theft.

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