Patent 11556807 was granted and assigned to Bottomline Technologies on January, 2023 by the United States Patent and Trademark Office.
A method for using machine learning techniques to analyze past decisions made by administrators concerning account opening requests and to recommend whether an account opening request should be allowed or denied. Further, the machine learning techniques determine various other products that the customer may be interested in and prioritizes the choices of options that the machine learning algorithm determines appropriate for the customer.