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US Patent 11423475 Distributed electronic record and transaction history

Patent 11423475 was granted and assigned to Visa on August, 2022 by the United States Patent and Trademark Office.

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TimelineTable: Further ResourcesReferences
Is a
Patent
Patent
1

Patent attributes

Patent Applicant
Visa
Visa
1
Current Assignee
Visa
Visa
1
Patent Jurisdiction
United States Patent and Trademark Office
United States Patent and Trademark Office
1
Patent Number
114234751
Patent Inventor Names
Shiv Bhatt1
Quan Wang1
Date of Patent
August 23, 2022
1
Patent Application Number
163169581
Date Filed
September 27, 2016
1
Patent Citations
‌
US Patent 10909510 Systems and methods for expediting math-based currency transactions
‌
US Patent 10735182 Apparatus, system, and methods for a blockchain identity translator
1
Patent Citations Received
‌
US Patent 12125026 Multi-signature verification network
3
‌
US Patent 11928673 Multi-signature verification network
4
Patent Primary Examiner
‌
John W Hayes
1

Described herein is a system in which an electronic record is stored on a distributed environment. In this system, a computing entity that receives an action request with respect to an account may receive or generate an electronic identifier for that account. The computing entity may then identify an electronic record comprising a number of interaction records related to the electronic identifier within the distributed environment. The computing entity is then able to request account-specific information directly from an originating entity for each of the interaction records. In some embodiments, the computing entity may separately determine a level of trust to be associated with each originating entity. In some embodiments, the computing entity may determine a risk level to be associated with an action indicated in the action request based on the received account-specific information.

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